Car Accident 101: How Long After an Accident Can You Claim?


Are you trying to figure out the answer to, “How long after an accident can you claim?” Read this article to learn more about car accident claims.

Car accidents are horrible; you have to work with the insurance company and auto repair shop to get things back to normal.

But what if you have been injured in a car accident? How long after an accident can you claim an injury?

This article will shed some light on how long after a car accident can you claim injury.

How Long After an Accident Can You Claim?

If you’re wondering about deadlines to file an auto accident injury claim there are no rules set in stone. The answer usually depends on your auto insurance policy. Most companies do not have a strict deadline for you to file a claim.

If you’ve been injured in a car accident it a good idea to file a claim as soon as possible. Most insurance companies require you to report the accident promptly. It’s a good idea to report the accident to the police and your insurance company within 24 hours of the accident.

First, if you have been injured after a car accident, seek medical care. If you are in the hospital from your injuries reporting to your insurance company and the police in 24 hours isn’t always practical.

If you’ve been injured after a car accident it may be a good idea to contact a car accident lawyer who has experience working with insurance agencies to help you take care of the paperwork. Your medical care should be your main focus.

Check Your Policy for Deadlines

Most insurance companies will state in your policy when you need to report accidents and injuries. This can vary depending on the states you live in.

If your policy doesn’t explicitly state when you need to report an accident reach out to your insurance agent or company for clarification.

Can I File a Claim Months After an Accident?

Your insurance company wants you to start the claims process as soon as possible but if you are still within your state’s statute of limitations you can still file a claim. Check with your state regarding their rules for filing a claim.

Some personal injury car accident injuries are not immediately apparent such as internal damage or whiplash. It can take time for these injuries to be spotted by your doctor.

You might not notice any damage to your car upon first glance. Some damage isn’t obvious to spot after an accident. If you find damage to your vehicle after an accident there may still be time to report and accident.

File as Soon as You Can

How long after an accident can you claim? Well, it is always a good idea to report your car accident as soon as you can especially if there are injuries involved. Sometimes, however, injuries or damage to your vehicle might not be apparent after the accident.

In these cases, there may still be time to file a claim. Check with your state’s laws regarding their statute of limitations to make sure there is still time to file your claim.

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