The current account is no longer the limited prerogative of account holders but constitutes a form of tool now very widespread, even by the holders of online courts, often obtainable automatically and free of charge directly from the web. While this has clearly favored the spread of these tools, also allowing costs to be reduced, on the other hand each bank has to face a number of scams and types of fraud that are increasingly aggressive and diversified.
Current account, beware of the new scam: here’s how to defend yourself
Nowadays, every bank, whether small or large, has to deal with the fake messages that are delivered to an increasing number of smartphone users. Being tools now used by almost the entire population, these have the specific purpose of deceiving the user by convincing him to give his data. Obviously, to allow the “theft” to work it is necessary to “disguise” as an official communication from a bank, usually those that end up in the crosshairs of these malicious are the most widespread: Intesa San Paolo, BNL, Monte dei Paschi di Siena but also Bancoposta.
In all cases this type of scam acts through the phishingie the “simulation” of an official message / communication, with a formal aspect that invites the user / victim to provide the aforementioned data through a request: basically there is a header that begins with a generic Dear Customer, to provide alleged reasons for requesting data: closed or closing account, an irregularity against the same or similar, in short, any excuse to bring the victim to select the link below. This can provoke two reactions: the unconscious opening of a malicious app or more frequently a site that “simulates” that of the bank, ready to receive the data of the unaware user who is sure of authenticity in many cases.
Obviously this is not the case, and entering your data on these scam-sites is putting them at serious risk. All banks, even those mentioned above, warn their users not to stay away from messages, emails and fake sites, as credit institutions do not communicate through these means. To defend oneself, it is essential to doubt any form of this type of message, however “alarmist” it may be. This is a scam in all cases and it is sufficient to immediately trash these messages.