Despite government reforms, the tenants are still in unsalable homes

Despite government reforms, the tenants are still in unsalable homes

Homeowners trapped in the lease trap are furious that the government has yet to help them, after committing to cap base leases on new leases at only £ 10.

The proposals, released last month for consultation, will free thousands of future homeowners from paying escalating land rents and fees, but they do not provide anything for existing tenants, many of whom can not sell their homes.

Jo Darbyshire, founder of the National Leasehold Campaign and even a homeowner leased into a nightmare, was annoyed that officials who had promised to deal with the scandal for 18 months apparently had not done anything.

Jo Darbyshire, founder of the National Leasehold Campaign and even homeowner who had fallen into a nightmare for a lease object, was annoyed at the officials' apparent lack of action

Jo Darbyshire, founder of the National Leasehold Campaign and even homeowner who had fallen into a nightmare for a lease object, was annoyed at the officials' apparent lack of action

Jo Darbyshire, founder of the National Leasehold Campaign and even homeowner who had fallen into a nightmare for a lease object, was annoyed at the officials' apparent lack of action

"The consultation offers nothing for the thousands of tenants involved in the lease scandal, immovable homes and high-floor rent apartments," she said.

"Tenants trapped in houses that have not been systematically sold need more help. Many will not be able to afford to settle or live in homes where the cessation of rights is difficult and in some cases impossible. "

However, the government has defended its plans on the grounds that there are few opportunities to intervene following the conclusion of a legally binding treaty.

It says, "We take this matter very seriously. A number of developers have already launched programs to help people, but they need to go further.

"We are keeping a close eye on progress and will constantly review the full range of measures that could be taken if further action is needed."

There are an estimated 4.3 million tenements in the country, of which 1.4 million are houses.

Thousands of families living in these homes are still paying increasing base rentals and fees The Legal Commission is looking for ways to make it easier for tenants to acquire their condominiums. It is not expected that the results will be published until next year.

Maintenance fees also cause problems

While the government is looking for ways to end the scandal against land renting, the problem of onerous maintenance fees has yet to be properly addressed.

Another tenant, a widowed mother who lives with her little daughter, fears that she could face dire financial difficulties in just two years after tripling her inheritance fees.

52-year-old librarian Lynn Myers lives with her 15-year-old daughter on the outskirts of Penrith in Cumbria in a new two-bedroom home. When she bought her house in late 2016 on a quiet, newly built home, she was thrilled.

However, in just two years, Lynn regretted her decision to buy after her builder Persimmon appointed property management company Gateway Property Management.

Leasehold Prisoner Lynn Myers says her condition affects her mental and physical health

Leasehold Prisoner Lynn Myers says her condition affects her mental and physical health

Leasehold Prisoner Lynn Myers says her condition affects her mental and physical health

Now, Lynn says that the pressure of rising fees is beginning to affect her health.

"This affects my mental and physical health. I really do not know if, in addition to the full council tax, I can afford these inheritance fees along with my base rent once my widow's pension ends in three years, "she fears.

"If I have to sell my house for lack of finances, I am not sure if it will be sold now, and I could be in a dire situation.

"It's the charges that are toxic, do not believe a word the sales office tells you."

Lynn is one of the many victims of the lease scandal that broke out last year. Several builders have dropped the controversial contracts and instead sold homeowners.

What are the costs associated with the lease?

The fees and charges associated with a property may be varied and may not immediately be apparent to anyone considering buying or selling a property.

To understand which three types of fees are usually associated with leasehold ownership – ground rental, service fees, and management fees – the Conveyancing Association, the transportation company's chamber of commerce, has put together a guide to what they cover and what they may cost you and whether they are appropriate or not.

These fees are usually payable to the leasing manager, who is normally a person or company employed by the landlord and who owns the property to manage and manage the building.

However, some developers still require shoppers to sign leases.

When purchasing a property instead of a property, residents must pay the owner of the property a base rent and other fees, as well as obtain a permit, if they wish to make changes to their home.

Unexpected charges began to appear

Lynn says she knew when she bought the house that she would have to pay extra fees. She knew that her basic pension was £ 150 a year and that she would rise every 10 years, according to the RPI.

She also knew that she had to pay for the mowing of grass as part of her estate tax to the property management company, which was listed in her reservation contract in the first year as £ 100.

In July 2017, however, Persimmon handed over the management of the development to Gateway, and the probate fees of Lynn began to increase.

"I received a bill in 2017 for nearly £ 300 – 141 installments, which was on my reservation agreement," she said.

"I was also one of a few residents indicted for a parking court that significantly impacted our bill."

Lynn claims that the property management company said at a meeting with residents in November 2017 that it was considering reimbursements, but has not yet implemented them.

Leasing huts are often used to sell new builds directly from a developer, often to first time buyers

Leasing huts are often used to sell new builds directly from a developer, often to first time buyers

Leasing huts are often used to sell new builds directly from a developer, often to first time buyers

"All my late husband's money is in this house," she said. "This is his heritage and we were cheated, I bought this house to take my daughter through the school.

"We wanted low operating costs. In three years, my widow's pension will end and I will try to pay those fees. It was terrible, the stress is unbearable. "

A spokesperson for Persimmon Homes Lancashire said, "During the buying process, information was provided to clients on the management fees for maintaining public open space at Carleton Meadows.

"Management fees are reviewed annually and reflect the level and regularity of site maintenance.

"The fees for the current year have fallen compared to the previous year and all changes have been discussed in annual meetings with the residents and confirmed in writing."

Gateway Property Management claims that the fees charged to residents on the property are commensurate with the work required to maintain them.

A recent survey found that one third of tenants owners have trouble winning a buyer

A recent survey found that one third of tenants owners have trouble winning a buyer

A recent survey found that one third of tenants owners have trouble winning a buyer

Mikaila Teare, Chief Administrative Officer of the Gateway Group, said: "The amount of alimony that is paid to the resident is directly proportional to the work undertaken by independent contractors in maintaining the development and the management company to fulfill their legal obligations commitments.

"All monies collected are for the benefit of the development and its residents. From the maintenance fee received, our fee for managing this development is £ 35 per unit per year.

"Refunds will only be made if the actual expenditures of the year are below the originally budgeted expenses.

"We understand the frustration of some homeowners who have to pay both the council tax and land conservation fees historically borrowed from local authorities.

"However, there are many homeowners who prefer to control unadapted land because they can decide how to look after it."

Gateway did not specifically comment on Lynn's fees or their administration of the Carleton Meadows site.

Why is there a scandal about leases?

The leasehold scandal surfaced last year after it became known that real estate developers had eroded high-priced leasehold properties and pushed up ground pensions.

Some developers have included aggressive "doubling clauses" in sales contracts that alarmingly increase floor rent and ultimately include some people in homes they can not sell.

After the purchases were completed, real estate developers often sold their condominiums to third parties without informing the homeowners.

In some of the worst cases, the owners proposed fees to homeowners to make fundamental changes to their own homes – £ 252 for a pet or £ 60 for the doorbell.

A recent survey by real estate broker NAEA Propertymark found that one-third of tenant homeowners struggle to acquire a buyer because they have no land ownership, and a quarter was interested in house-hunters who were scared off when they found the property lease

As a result, one in five has actively sought to buy land to make their property more attractive to potential buyers, while 41 percent think it over.

The vast majority, 93 percent, say they definitely would not buy any other properties based on their experience. Click here to go to "This is the Guide to Lease" from Money

If you are in the lease, contact: will.kirkman@thisismoney.co.uk

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