SHARE NEWS – To meet the needs of Muslims in terms of banking transactions, Bank Syariah Indonesia (BSI), which is a merger of sharia-based state-owned banks, created a new program in the form of Micro People’s Business Credit (KUR) with a nominal loan of over Rp. 10 to Rp. 50 million without usury for working capital and investment.
The provision of working capital loans above Rp. 10 to Rp. 50 million without usury from KUR BSI for micro business actors is aimed at providing stimulants that encourage customer business development.
In addition, the provision of working capital loans above Rp. 10 to Rp. 50 million without usury from the BSI KUR is not subject to interest. because this loan uses sharia principles with Murabahah, Ijarah, and MMQ schemes,
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Later, BSI KUR customers can freely choose the desired loan scheme. With this scheme, customers can avoid usury.
As is known, BSI is a subsidiary of Bank Mandiri, which is engaged in Islamic banking and is the largest Islamic bank in Indonesia with total assets of around Rp. 239.56 trillion.
BSI itself was inaugurated on February 1, 2021 at 13.00 WIB or coincided with the 19th Jumadil Akhir 1442 H.
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The composition of BSI shareholders consists of PT Bank Mandiri (Persero) Tbk at 51.2%, PT Bank Negara Indonesia (Persero) Tbk (25.0%), PT Bank Rakyat Indonesia (Persero) Tbk at 17.4%, DPLK BRI – Sharia shares (2%), and public (4.4%).
The birth of Bank Syariah Indonesia marks the rapid growth of the Islamic economy in Indonesia. Indonesia is a country with the largest Muslim population in the world.