Home insurance: tactics to optimize your contract and reduce your bill

Posted Sep 22, 2022, 5:00 PMUpdated on Sep 22, 2022 at 5:33 PM

Once the contract is signed, many policyholders tend to no longer worry about their multi-risk home insurance (MRH) unless faced with a claim. In practice, however, it is recommended to take stock every three or four years, and to update your file, especially during inflationary periods. To support the purchasing power of the French, insurers have undertaken to limit increases in car and home premiums in 2022 and 2023 below inflation.

Several avenues are also possible to optimize your contract and try to save money. Especially since the Hamon law known as the “consumer law” of 2015 allows you to terminate your insurance contract at any time, after the first year of subscription, without having to justify yourself. Termination takes effect after thirty days.