Written in MONEY the 19/9/2022 · 07:44 hs
A credit card it is a tool that can help you solve a financial problem; however, according to the National Commission for the Protection and Defense of Financial Users (Condusef) its misuse can bring you disadvantages.
According to Condusef, people who have credit cards are the products with the most claims during the first quarter of 2022.
The banking institutions with the most complaints are: Scotiabank, Banco Inbursa, Banorte, HSBC, Banamex and Santander.
According to Condusef, the products with the most complaints in the first quarter of this were:
- Credit card with 27% of complaints
- Debit cards with 21% claims
- Personal loans with 8% of complaints
However, it is not all bad news, bank customers Santander can access a new program, with which means of points and rewards gives you money back when you use your credit or payroll card dand automatic way.
This is how the Santander rewards scheme works
The rewards program returns customers about 1 to 3% for each payroll card purchase, while 4 to 6% when the credit card is used.
The reimbursement will depend on the type of purchase and the establishment where it is made, and for debit cards it will be up to 5 thousand pesos, while In the case of the credit card, it will have a limit of 10 thousand pesos.