SHARE NEWS – Bank Syariah Indonesia (BSI) has a variety of soft loan products, one of the interesting ones is the Micro People’s Business Credit (KUR) in the form of soft loans for working capital and interest-free investments with ceilings above Rp. 10 million to Rp. 50 million. This is the way.
This soft loan program in the form of working capital and interest-free investment with a ceiling above Rp. 10 million to Rp. 50 million from BSI Micro KUR is very suitable for customers who want to transact in a syar’i way.
Because this interest-free soft loan from BSI Micro KUR of up to IDR 50 million uses sharia principles with Murabahah, Ijarah, and MMQ schemes.
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So with sharia principles, customers who will get working capital loans and interest-free investments with up to IDR 50 million from BSI can avoid usury.
As is known, Bank Syariah Indonesia is a subsidiary of Bank Mandiri, which is engaged in Islamic banking and is the largest Islamic bank in Indonesia with total assets of around Rp. 239.56 trillion.
BSI itself was inaugurated on February 1, 2021 at 13.00 WIB or coincided with the 19th Jumadil Akhir 1442 H.
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The composition of BSI shareholders consists of PT Bank Mandiri (Persero) Tbk at 51.2%, PT Bank Negara Indonesia (Persero) Tbk (25.0%), PT Bank Rakyat Indonesia (Persero) Tbk at 17.4%, DPLK BRI – Sharia shares (2%), and public (4.4%).
The birth of Bank Syariah Indonesia marks the rapid growth of the Islamic economy in Indonesia. Indonesia is a country with the largest Muslim population in the world.