Ligue 1 clubs classified according to the risk of unpaid debts

April 29, 2021, 4:00 PM by Thomas

Ligue 1 clubs are not risky businesses in bad debts, but some are more so than others.

It’s another easy to read solidity, rather the solvency of clubs in the French Ligue 1 championship, on the ability of each to pay ruby ​​on nail what he owes. Rubypayeur, is a French platform for rating payment deadlines, it was interested in the 2020-21 season of the elite of French football, for the twenty clubs that make it up.

An algorithm to measure the risk of non-payment

All start with the same score of 50 out of 100. It is then the developed algorithm, which values ​​or depreciates the appreciation of each criteria studied. And there are many, based on 260 million financial and extra-financial data, mixing public information from INSEE, INPI and others, with more confidential things. Machine learning does the rest (geographic area, size of staff, sector of activity), to establish a ranking of Ligue 1 clubs according to the risk of unpaid debts.

Strong Stade Rennais, OGCN and OL

And the best are? Stade Rennais, solid in the hands of the Pinault family who are particularly keen on it. OGC Nice by following, in the same scenario, under the leadership of the petrochemical group, INEOS, which is heavily involved in sport (Cycling, sailing, F1, etc.). And the Olympique Lyonnais, third, thanks to almost thirty-five years of the same governance and sporting and financial stability acquired at the highest level.

No club that does not get a rating that forces action

Conversely it is more risky on the side of LOSC, and especially SCO Angers and Nîmes Olympique where resources and financial levers are rarer or more complicated to activate than elsewhere. However, it is important to note that Rubypayeur assigns, at worst, a score of 59 to the last two clubs mentioned. However, in its assessment criteria, the risk applies above all to companies rated less than 50. Even the Girondins de Bordeaux, although placed under the protection of the Commercial Court, obtained a score of 71. L’AS Monaco, finally, is not classified, the club of the Princely Rock is a case apart.

Ranking of Ligue 1 according to the risk of unpaid debts

1. Stade Rennais Football Club = 91
2.Olympic Gymnast Club Nice Côte d’Azur = 90
3. Olympique Lyonnais = 88
4. Dijon Football Côte-d’Or = 87
5. Stade Brestois 29 = 84
6. Paris-Saint-Germain Football Club = 75
7. Stade de Reims = 75
8. St-Etienne Sports Association = 74
9. Montpellier-Herault Sport Club = 74
10. Racing Club de Strasbourg Alsace = 74
11. Marseille Olympics = 73
12. Nantes Football Club = 72
13.Racing Club de Lens = 72
14. Football Club des Girondins de Bordeaux = 71
15. Metz Football Club = 68
16. Football Club Lorient-Bretagne Sud = 67
17. LOSC Lille = 64
18. Angers Sporting Club de l’Ouest = 59
19. Nîmes Olympique = 59