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Little culture in health insurance in Chiapas – El Heraldo de Chiapas

In Chiapas, the culture of life insurance, medical expenses insurance or maternity expenses is not as developed, insuring mother, father and a child in Tuxtla Gutierrez has a cost as an average annual total premium of 86 thousand 328 pesos with 68 cents, Some insurers have a higher cost for medical expenses, for one year, for an insured amount of 40 million pesos, a deductible of 10 thousand pesos and a coinsurance cap for 40 thousand pesos.

With a net premium of 74 thousand 171 thousand pesos with 25 cents in cash payment and a total premium of 86 thousand 328 pesos with 68 centsshipping costs are reached by 250 pesos plus 11 thousand 907 pesos and 43 cents of Value Added Tax (VAT), with this, a high protection is possible, the premium may vary at the time of issuance, derived from the medical selection made, occupation or sport practiced.

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Includes elementary coverage in the complete hospital network with tabulator E, deductible for the condition, covers hospital expenses, medical fees, medications, ambulance services, telephone assistance, travel assistance, prostheses and orthopedic appliances, rehabilitation, dental treatments, treatments reproductive and aesthetic.

Likewise, it covers according to the quote, complications of uncovered expenses, state-of-the-art procedures, declared pre-existing conditions, undeclared pre-existing conditions, social security, total national care, reduction of the deductible for accidents, Specialized agents offer to be on the lookout for the insured.


A medical expenses insurance for two equal people with an insured sum of 40 million pesos, a deductible of 10 thousand pesos, a coinsurance of 40 thousand pesos, implies a net premium of 26 thousand 183 pesos and 61 cents, paid in cash of counted in a single issue, the net premium is 22 thousand 322 pesos with 10 cents, plus 250 pesos for shipping expenses and an impact on value added for 3 thousand 611 pesos with 51 cents; the premium may vary at the time of issuance, derived from the medical selection made, occupation or sport practiced.


The family contribution with maternity including three people, has a total premium of 86 thousand 328 pesos with 68 cents74 thousand 171 pesos with 25 cents of net premium, plus 250 pesos of shipping expenses and value added tax for 11 thousand 907 pesos with 43 cents, with an insured sum of 40 million pesos, a deductible of 10,000 pesos and a coinsurance cap of 40,000 pesos.

Many people have made the decision Tuxtla Gutierrez of contracting insurance, insurance companies in the capital realize this, although many they are limited by the outlay of the cost of the policyalthough hiring implies great benefits, above all, due to the experience of society in the face of the SARS COV2 virus (COVID 19) pandemic, that has forced us to take care of our health and our lives.

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