Morbihan. The unfortunate defendant was too well insured

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A 42-year-old Ploermelais had had a road trip, just after taking out many lucrative contracts with different insurance companies.

The court found that the defendant staged his accident to receive substantial insurance premiums. | ARCHIVES WEST-FRANCE


  • The court found that the defendant staged his accident to receive substantial insurance premiums.
    The court found that the defendant staged his accident to receive substantial insurance premiums. | ARCHIVES WEST-FRANCE

A 42-year-old entrepreneur – whose brokerage firm has since been liquidated – was prosecuted in the Vannes Criminal Court for having swindled a dozen insurance companies.

The defendant, domiciled at Taupont, who presents himself with a well-cut suit and a certain self-confidence, is at once very foreseeable and very unlucky. Before the events that interest the court, he was the victim of an impressive amount of disaster: his shop caught fire, he injured his hand while tinkering, his car slipped into a river, a fire ravaged his garage and destroyed four vehicles … For all these damages, it received 210 998 € compensation, corresponding to 39 months of work stoppage.

It is not for these misfortunes that he was judged this Thursday, November 7, 2019, but for a road accident occurred in January 2016, in Guidel, which could have brought him much more.

If he says he is suffering from serious consequences, nothing in the circumstances of the accident or in his medical file supports his claims. "The car was traveling at 10 km / h when it came off the road, says the president of the court, Laurence Guilleux. The driver was aware, not incarcerated, the airbag did not fire, his legs were not stuck. "

An investigation was conducted by the judicial police of Rennes, because the defendant had conveniently subscribed many insurance contracts on his person, a few months or even a few days before his accident. The investigation established that doctor's certificates had been falsified and that the "injured" was in a wheelchair among doctors, but was walking immediately after … on both legs.

For the civil party insurance lawyers, the defendant "Has signed high-end contracts that are rarely seen, seven or eight of the same nature, ensuring for each a return of 100 € per day. And he created the conditions of the disaster. We are in pure swindle. "

"The sums he could have got are staggering," says the prosecutor, Magali Pauthier, recalling that he still received nearly 150 000 € for this accident. He also has, "Reaches public trust, committing these facts to the detriment of the insured and the disabled".

The defendant, who presented himself without a lawyer, tried to justify himself, without convincing the court. The latter, however, was twice as severe as the requisitions, pronouncing a two-year prison sentence, one of which was suspended, and a fine of € 30,000. The defendant will also have to compensate insurance companies who have sued for damages, amounting to just over € 30,000.

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Morbihan. The unfortunate defendant was too well insuredOuest-France.fr

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