Sberbank, together with Visa and in partnership with Yandex, created a bank card for their customers that does not have plastic media. According to the authors of the project, this is a fully functional debit card. You can order it from October 15, 2018 through the Sberbank Online mobile app, the order procedure takes about a minute. The issue and maintenance of the card are free for the client.
According to Svetlana Kirsanova, director of the Acquiring and Bank Cards Division of Sberbank, the card has no restrictions that are usually imposed on virtual cards – you can pay for it not only on the Internet, but also in regular stores using a smartphone.
Card issue is instantaneous, its details immediately appear in the application. The security code required to pay for purchases on the Internet, the client receives in an SMS message. The owner can add a card to a mobile device for contactless payment using Apple Pay, Google Pay or Samsung Pay immediately after its release.
Privileges from Yandex and Visa
As Kirsanova explained, by paying for purchases using a card, its owner can get access to the services included in the Yandex.Plus subscription, for example, to free delivery on the Beru marketplace. The structure of Yandex.Plus includes discounts and the ability to use the full functionality of Taxi, Music, Drive, Disk, Beru and Kinopoisk services. To get a subscription, on a monthly card you need to make purchases in the amount of more than 20 thousand rubles. – In this case, Sberbank will pay a subscription instead of a client.
Sberbank, Visa and Yandex have issued a full-featured card without plastic media.
For its part, Visa offers the cardholder a 50% discount on subscriptions at Amediateka and Okko online cinemas, 15 thousand Vkusmaniyah bonuses for purchases in the Azbuka Vkusa supermarket chains in the amount of more than 5 thousand rubles. and seven days a year free Internet access in roaming abroad.
Cards in Yandex.Money
Recall that Sberbank cooperates with Yandex on servicing its own Yandex.Money service cards. A citizen of Russia can identify a digital wallet in “Money” free of charge if he is a Sberbank client and uses the Mobile Bank application with the “Quick Payment” option. The plastic card and the Yandex.Money wallet are complementary tools. Despite the fact that they have different numbers, they serve the same account.
Yandex.Money allows you also to issue a virtual card that does not have a physical plastic embodiment. This card allows you to make online payments and contactless payments in the MasterCard system, but it has limitations – it does not allow cash withdrawals. Virtual card is issued for free.
A plastic card in the "Money" is paid. Named plastic card can be ordered on the project website. She will come by mail or will be delivered by courier. The cost of such a card is 200 rubles. for 3 years of use, in the case of courier delivery – 400 rubles. The cost of a non-name card is 100 rubles. It can be purchased at Yandex offices in Moscow, St. Petersburg and Nizhny Novgorod.