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the advantages of providing for your taxes

Do you want to ensure a serene future for you and your loved ones? So remember to contribute to your 3rd pillar provident account and thus maintain a standard of living that meets your expectations once you retire by completing your 1st and 2nd pillar. This supplement will provide you with significant financial security.

At the end of the year, the tax aspect represents another asset to be taken into consideration. The 3rd pillar pension offers many tax advantages, which will allow you to save on your 2022 taxes. Indeed, the contributions are deductible from taxable income up to a maximum annual amount of CHF 6,883.- for employees (persons for the benefit of a 2nd pillar) and CHF 34,416.- for the self-employed who do not have a 2nd pillar.

In concrete terms, you have several options: accumulate the contributions in a bank account provided for this purpose or pay them to an insurance company. On the one hand, this second option makes it possible to build savings in the form of retirement capital remunerated at a fixed rate or through investment funds. On the other hand, part of the payments serves as insurance cover in the event of death or incapacity to work. Whichever option you choose, you decide how much you want to save. In this way, you fully control your retirement and save within your current means.

In Switzerland, 3rd pillar provision is therefore a key element for ensuring a good retirement and saving on taxes. Do not wait any longer and take advantage of our comparison of 3rd pillar accounts to get a complete overview of the different providers and the rates applied. Find the ideal provider and save.

Are you familiar with digital pensions in Switzerland and mobile applications? This new form of provident insurance is enjoying growing success: more and more players are on the market and are bringing an invigorating breath of fresh air. The advantages are numerous, starting with very low and attractive fees. Don’t wait any longer to take advantage of our comparison of Swiss online pension applications to find the ideal provider!

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