The price of money has escalated at a dizzying rate, but not for everyone. Between January 2022 and the same month of this year, the Euribor has gone from -0.5% to 3.3%, which is the most vertical climb in the history of the index. The bank has immediately transferred this to mortgages: the average interest on the loans that entities grant consumers to buy homes has gone from 0,02% a 2,61% in the same period. However, in the same process, the remuneration of banks to clients has passed from 0.01% to a meager 0.37% average. When the bank lends, it charges much higher compared to what it pays to the client that lends it.