Through a phone call, the insurer Qualitas gave important information to the Heraldo de Chiapas, where he made a call to the carriers, that they have insured the units in which hundreds of people travel daily and those that have already lost their validity come to renew insurance.
Hire insurance for public transport cars would protect users, that would be the ideal, not because insurers want to sell their product more, but to establish it as a culture of responsibility and protection, compliance with legality and the rule of law by the sector entrepreneurs.
Companies do not provide information other than the one interested in hiring it, because they will have to provide the model of the unit, plates and circulation card of the unit, however, they state that it is of the utmost importance that all dealers have their documents in order, carry it in their units and renew them before expiration.
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There have been cases of unfortunate accidents in which the insurers are called one day after the validity of the insurance, and in these conditions it is no longer possible, under any circumstances, to respond and It is not for evasion of responsibilities, but for no longer being within the obligation, and the call is to strengthen the culture of insurance in public transport to protect users.
The cost of the insurance policy depends on the model and the number of passengers, according to the company Quéitas, for one year for damages to third parties for accidents, injured, medical expenses, loss of human life, damage to vehicles, theft of the unit and expenses for legal procedures, for one year in less coverage for 5 thousand pesos and 15 thousand pesos for broad coverage.
It will depend on the carrier requirements, but the broader the policy, the greater the protection for the good of the dealer himself, the operator of the unit and the passengers, the ideal would be to assume that constitutional responsibility because the concession establishes the obligations and responsibilities of the service provider.
In Chiapas there is an average of 23 thousand units, everyone should have insurance, probably someone can ignore it, but this is outside the law and is assuming many risks, especially to the detriment of users and this should not happen, because passengers have the right to a safe and dignified service.