Unemployment Insurance: How to collect benefit payments?

13 may. 2022 – 21:00 hrs.

Among the benefits that people who are unemployed can receive is Unemployment Insurance. This aid consists of the savings that a person accumulates while working, either with an indefinite contract, a fixed-term contract, for work or services.

In this way, once he is laid off, the user can receive the amounts of his Individual Unemployment Account to cover expenses while looking for a job.

It is worth remembering that it can be done as many monthly drafts from the account as your balance allows.

All about Unemployment Insurance

What are the requirements to collect the insurance?

The unemployed who wish to collect the insurance money, must first meet the following conditions:

  • be unemployed, which must be evidenced by means of a severance pay, dismissal letter, letter of resignation, certificate of appearance before the Labor Inspectorate, a certificate from the Labor Inspectorate or a court ruling, as appropriate.
  • For indefinite or private houseworker contract: have at least twelve continuous or discontinuous quotes before the end of the employment relationship, with one or more employers.
  • For a fixed-term contract, specific work or service: six continuous or discontinuous quotes, with one or more employers.
  • The contributions are counted from the last period in which the member had access to the benefit or, if it is his first request, from his affiliation to the insurance, until the month of termination of the employment relationship.

How to collect Unemployment Insurance?

Payment can be made at branches of the Unemployment Funds Administrator (AFC) through the entity’s website. To do so, the applicant must go to and click on “virtual branch”, option “Affiliates”. Then, you must enter with the RUT and password of the AFC or with the Unique Key.

Once the data has been entered, the user will access their profile, where they can find out the total balance they have accumulated. At the top is the option “insurance collection”which provides information on the savings withdrawal process.

Read the information, click on “request insurance payment” to access a form that must be filled out with the date of termination and the reason for dismissal. Subsequently, the system will display a simulation of the insurance collection and the amount to be received each month.

The last stages consist of attaching the document(s) proving the termination of the employment relationship and submitting the bank details for the transfer of the insurance amounts. Finally, you must read and accept the affidavit to finish the Unemployment Insurance application process.

All about Terminated Benefits