In order for borrowers to be able to reduce their mortgage debt, and this allows them to finish paying their house in less time than planned, the Institute of the National Workers’ Housing Fund (INFONAVIT) invites the beneficiaries who receive profits to use resources as an opportunity to pay off your credit in less time.
Between the months of May and June, some people receive the distribution of profits, which is money that companies give to their collaborators as a proportional part of the profits generated in the last year.
A good way in which workers can invest this resource is by paying it directly to the total debt of their mortgage loans, because by making extraordinary payments voluntarily, the debt will be reduced, giving them the opportunity to finish paying their home as soon as possible. .
Given this, Infonavit reported that people with a loan have four alternatives to make these extraordinary payments. The first option is at a bank window; You must go to a banking institution and make the deposit at the window to the CLABE Account 0211 8055 0300 050811 of the HSBC destination bank. You must provide the Reference number 5503 and credit number, which consists of 10 digits. Finally, save the deposit slip.
A second option is through electronic transfer; You must enter the application or the Online Banking portal, enter the CLABE account 0211 8055 0300 050811 of the destination bank HSBC, place in Reference the number: 5503, in the Concept write the credit number, which consists of 10 digits , choose the deposit amount and save the email as proof of payment.
Another alternative is direct in authorized establishments, which can be consulted on the Institute’s portal (portalmx.infonavit.org.mx). The minimum deposit amount is 50 pesos and no commission is charged, only the credit number or account statement must be provided to the cashier.
Finally, there is the online payment of the My Account Infonavit portal; For this, it is necessary to enter micuenta.infonavit.org.mx, to make payment with a credit or debit card from any bank. You can make up to three payments per month for a maximum amount of 30 thousand pesos each.
In any of these options, if they have arrears, this money will serve to bring the worker up to date, and the rest will help them reduce their debt.