Crédit Agricole Assurances’ new death insurance includes payment of a capital and optional assistance benefits.
« My Death Insurance Is the name of Crédit Agricole Assurances’ new provident insurance contract. It is aimed at a very broad spectrum of customers (individuals, patrimonial customers, professionals and farmers). In the event of the death of the insured before the age of 85, the beneficiaries receive a capital of between 30,000 euros and 6 million euros. Subscription is open until the age of 75. It is possible to split the capital outflow for beneficiaries under 25 years old.
Crédit Agricole Assurances has made the subscription process as easy as possible. Thus, for customers under 46, and up to 400,000 euros in capital, an online or in-branch health questionnaire provides access to immediate acceptance. The advisers also have a simulation tool that accompanies the act of sale. Finally, the contract provides for two paid options: the increase in capital in the event of accidental death and the assistance guarantee. The latter makes it possible to accompany relatives for 12 months after death. A single point of contact is available to beneficiaries to access funeral services, in partnership with Previseo, home help services, in partnership with Via Vita or social, psychological or children’s support services. , in partnership with Europ Assistance.
« Our bancassurance model and the close bond that our advisers maintain with their clients give us the proximity necessary to discuss these difficult subjects with them. My Death Insurance offers them transparency and the essential pedagogy to support them », Explains Alain Roussel, deputy director of borrower provident funds at Crédit Agricole Assurances.